Tuesday, October 30, 2012

How hurricane Sandy tests Obama, Romney

Both candidates have suspended campaigning for now, though Obama surrogates haven't. The president needs to handle the storm well, while Romney has to be careful not to politicize the event.

By Linda Feldmann,?Staff writer / October 29, 2012

President Obama enters the White House Briefing Room in Washington Monday to brief reporters on national preparations for hurricane Sandy.

Jacquelyn Martin/AP

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Eight days before voters go to the polls, a strengthening hurricane Sandy has blown the presidential campaign off course. Both President Obama and Republican challenger Mitt Romney have canceled appearances. Both are directing their supporters to donate to the Red Cross. Early voting has been suspended in some states. ?

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But make no mistake, politics stops for almost nothing this close to Election Day. Campaigns ads are still running on TV. And even as both candidates focus on hurricane preparedness, their campaigns are also continuing to press their advantages and seek to minimize the potential political losses that could come from the mammoth East Coast storm.

For Mr. Obama, the potential upside comes as he reverts to his day job as president, projecting authority as he addresses the storm. In an appearance in the White House briefing room early Monday afternoon, Obama urged people in the path of the storm to obey to local authorities, and evacuate if instructed. He didn?t mention the election until asked by a reporter.

?I am not worried at this point about the impact on the election,? Obama said. ?I?m worried about the impact on families, and I?m worried about the impact on our first responders. I?m worried about the impact on our economy and on transportation.??

But the storm carries a political risk for Obama. If something major goes wrong in the response, it will be on his head.

?He does not want to be an echo to President George W. Bush's response to hurricane Katrina, which became a symbol of incompetence,? writes Princeton historian Julian Zelizer at CNN.com.

If Obama stumbles over storm response this close to the election, it could seal his fate on Nov. 6. So Mr. Romney could benefit, but only if the president is seen to fail. Romney could also hurt himself if he comes across as overtly political.

?[T]here is little that Mitt Romney can do, other than watch to see what people think of Obama's response,? Mr. Zelizer says, ?because any statement from him could easily become seen as political and offer little evidence of his own ability to lead.?

Romney proceeded Monday with a midday campaign event in Avon Lake, Ohio, but canceled an evening event in Wisconsin. The campaign also canceled two events Monday in Florida by Rep. Paul Ryan, his running mate. All Tuesday events for both candidates have been canceled.

?Governor Romney believes this is a time for the nation and its leaders to come together to focus on those Americans who are in harm?s way,? said Gail Gitcho, Romney?s communications director, in a statement.

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/UOwDaDa5MCs/How-hurricane-Sandy-tests-Obama-Romney

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How Can I Be Productive Without Everyone Else Piling On More Work?

How Can I Be Productive Without Everyone Else Piling On More Work? Dear Lifehacker,
I've noticed that the harder and smarter I work, the more work I get! I want to be productive, but I also don't want to burn out. How can I be good at what I do without encouraging my boss and coworkers to add their crap to my plate?

Sincerely,
Productively Overworked

Dear Productively Overworked,
The problem with being good at what you do is that everyone wants you to keep doing it?so much so that the moment you're free, there's something else for you to tackle. You don't have to let it get to the point of burnout though! You can have it both ways: work smart and be productive, give yourself plenty of breathing room, and simultaneously make it clear to your coworkers and boss that being efficient isn't the same thing as being bored. Here's how.

Learn to Say No

How Can I Be Productive Without Everyone Else Piling On More Work? The first thing you'll need to learn to do is to learn to say no without wrecking your career or coming off like a jerk. A lot of these suggestions will concentrate on appearances and shaping people's mindset of how busy you really are, but nothing will be more effective than managing your workload by giving the people assigning you work direct feedback. Photo by Horia Varlan.

When you've mastered the ability to say no?that is, force your manager to understand that piling something on your plate means something else needs to come off, and that adding something to your workload needs to come with a clear description of that item's priority?you'll find it easier to work without fear of getting dumped on.

Make Yourself Unavailable to Avoid Extra Work

How Can I Be Productive Without Everyone Else Piling On More Work? There's something to be said for just ducking people who try to dump on you. In many offices, your calendar is used to determine how busy you are, so when you need to focus but you're expected to be available, try blocking off your calendar to get others to leave you alone. While you're at it, schedule specific times for your projects and to-dos so you can work on them freely. If you have to, duck into a conference room, or work from another space in your office, do it. Being unreachable and unavailable can make us more productive and sells others on the fact that we're busy.

Also, avoid checking your email as soon as new messages and notifications arrive. Since most of us don't get points with the boss for a clean inbox, there's no reason to dive in right away, only to be distracted by the influx of work that your inbox probably represents. Instead, get things done, and then take a look. Use a tool like Boomerang if you can't stand unread messages. We've said several times that checking your email first thing is a bad idea, and instead you should start your day with real, productive work that clears something off of your plate. The same applies to the rest of your day.

Don't Just Be Busy, Keep Proof That You Are

How Can I Be Productive Without Everyone Else Piling On More Work? When the boss or annoying coworker does catch up with you, you're going to need a shield to protect yourself from them. Even the dreaded drive-by manager?the one who pops in to assign you three new projects and whisk away before you can ask for details?has to acknowledge you if you say "I've got a lot on my plate right now, want to see?" Keep a work diary to defend yourself against those bosses and coworkers, and to hold up to them when they try to call your bluff. Photo by Frederik Rubensson.

Similarly, schedule a weekly review so you always know when you can help and when you can't. One hour every week can help you reconnect with what you've been assigned and why it's important, and save you hours of headache. If you take time to review your work, you'll never get overwhelmed wondering what you should be working on or how much bandwidth you have for more projects. Plus, this is another opportunity to make it clear to others what you're working on and what your priorities are so they don't assign you more work.

Don't Be Afraid to Look Busy, Even When You're Not

How Can I Be Productive Without Everyone Else Piling On More Work? Finally, don't be afraid to look busy. We've discussed ways to say no, and other ways to control your workload effectively, but there are still coworkers and bosses who could care less and will try and dump on you anyway. Sadly, many people judge how busy we are by how we look, not by how much work we actually do, so if you don't look stressed or hectic they'll assume you can be loaded up with more work. For those special people, the best techniques involve hacking their mindset, not yours. Image made using minoru suzuki (Shutterstock).

One of my favorite tricks to battle distracting coworkers is simple: just wear headphones while working. Your coworkers will get the message. Tackle visible projects that matter to everyone so they're all hesitant to assign you more work (and you have leverage: "I could take that on, but I'd have to stop working on this project first.") Keep a "to-whatever list" of things that float down the line but you know will never actually need to be done?this list is your shield against more work, because you can always hold it up as something you have to get around to, even if you know you never will. Carry around papers or a notebook wherever you go.

Look the part, and make sure everyone looking at you sees a busy person. It involves putting on two faces?the busy worker that everyone sees, and the controlled, relaxed person you'll be on the inside, but at the end of the day, you'll be productive, effective at what you do, and just busy enough that you can handle it all?without worrying others will try and make you do their work too. Good luck!

Sincerely,
Lifehacker

Have a question or suggestion for Ask Lifehacker? Send it to tips+asklh@lifehacker.com.

Title image by Anna Frajtova(Shutterstock).

Source: http://feeds.gawker.com/~r/lifehacker/full/~3/_VXq5114VZI/how-can-i-be-productive-without-everyone-else-just-piling-on-more-work

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Tips to Refinance After Bankruptcy | Business Finance Solutions

Tips to Refinance After Bankruptcy Tips to Refinance After Bankruptcy

refinancing once bankruptcy is surely a profoundly not conceivable job. simply a little while later to truly your recording bankruptcy, you?ll have the ability to see loan specialists holding up to genuinely give you advances for refinancing your contract. all you?ve got may be a period of six months to really right your credit scenario. take potential steps all through this period, for example pushing your stakes, spotting a second work so you can raise the required fund and to have a good credit installment. you unquestionably will wind up within the decently sensible refinance bargain.

a moneylender for refinance once bankruptcy :

operating perceive a to distinguish a loan specialist giving a refinance contract subject get an imperceptibly higher rate but a level charge could for sure be an exceptional bargain. within the given scenario its not testing to refinance once bankruptcy for a flatter rate of premium joined to relative support. reinforce your bank account for a more vigorous bundle. its worthwhile to speculate time on examining acquire a contract loan specialist who will give the optimal refinance bargain. a trot out a sub prime loan specialist is important, having bankruptcy out of your credit report. prefer to it?s significant to select the preferable kind the most topic. lessened investment rates for notable portion reimbursement and higher credit score upgrade quite might as well be an area of the bargain.

making a provision for refinance once bankruptcy :

bankruptcy isn?t the top of existence. you?ll have the ability to assemble a provision get a refinance bundle on-line. its quick, basic and promptly open ; it conjointly works toward getting affirmed absolutely quick, furnished you?ve got all reports so as. any situation inasmuch as making a web requisition, you should think about the assistance of a fan or relative to really intention the trouble. at whatever point finishing your refinance strategy, looking after sensible credit score and expanding your cash saves, guarantee you can done with all records identifying with truly your bankruptcy and ended up being worthy to genuinely seek aged contract refinance advances.

Source: http://www.relentlesslyhip.com/tips-to-refinance-after-bankruptcy/

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Tsim Sha Tsui Service Apartment- Perfect Tourist Accommodation In ...

Sorry, Readability was unable to parse this page for content.

Source: http://www.articlesnatch.com/Article/Tsim-Sha-Tsui-Service-Apartment--Perfect-Tourist-Accommodation-In-Hong-Kong-/4238623

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Market Watch 30th October 2012 - Treasury Risk, Cash, Debt ...

by John Finn on October 29, 2012

No major news on the banking front last week. Markets wobbled a little again as Greece situation no better, the Germans continue to hold the line that Ireland will get no deal (or none without new conditions) while Spain actually had a reasonably successful bond auction.

Those of you in receipt of the S&P service will be aware that a number of French banks had their ratings or outlooks adjusted (downwards) last week. This was due to a general downgrade in the prospects of the French economy. Interesting article last week pointed out that markets are over pessimistic about Italy compared to France with latter bonds much lower than former even though Italy will have a primary budget surplus next year. One to look at for the pension fund trustees out there?

Market Review

Eurozone. There was a marginal improvement in consumer confidence in October. German business confidence (ifo) index fell in October to a 2 ? year low but their consumer confidence (Gfk) survey rose slightly against expectations. Eurozone composite (manufacturing and services) index fell from 46.1 in September to 45.8 in October. Finally Eurozone money supply (M3) rose unexpectedly in September.

UK. The UK economy grew by a surprising 1.0% in Q3 but some of the growth was attributed to one-off items associated with the Olympics and the positivity was short lived after industrial orders came in well below expectations (to lowest level since December 2011). Finally house prices per the Land Registry were up 1.1% in September.

USA. Q3 GDP growth was put at 2.0%, better than forecast, while Michigan consumer confidence was also at a 5-year high (82.6 vs. 78.3 in the previous month).The Fed met with no change in rates as expected and they reiterated that they would continue buying $40bn of mortgage-backed bonds each month although they also acknowledged tentative recovery signs in the housing market. Durable good bounced back by 9.9% in September after an August setback. Pending home sales were up 0.3% in September while new home sales were at a 2 ? year high. First indication of Manufacturing PMI for October was a marginal increase from 51.1 to 51.3.

Foreign Exchange

EUR lost ground again last week 1p to fall to EUR/GBP0.8030 and almost 1c to EUR/USD1.2935.

Interest Rates

3-year Euro interest rates were back 2bp to 0.63% while UK 3-year rates were up unchanged at 0.80% and US 3-year rates were also unchanged at 0.52%.

Training ADVANCED ? Treasury Risk ? November 2012

Source: http://www.treasurysolutions.ie/market-watch-30112/

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Android 4.2: Still Jelly Bean, but sweeter

11 hrs.

Along with a small mountain of new Nexus devices, Google announced also?Android 4.2 on Monday. It's still called Jelly Bean, just like the prior version, but it's made just a little bit sweeter by the addition of new?features such as Photo Sphere, Gesture Typing, multi-user support and more.

Photo Sphere
Like iOS, Android now has a baked-in tool that'll help you create panoramic images.?In Android 4.2, you can take photos in any direction???an?improvement?on the panorama feature in iOS 6???and?they'll be put together into "photo spheres," which allow someone to explore the images you took as a 360-degree environment. (If you've ever used Microsoft's?Photosynth app, it sounds a lot like that.)

Gesture Typing
Plenty of third-party keyboards, such as Swype, offer users the ability to type by dragging their fingers across the on-screen keyboard, and now this feature's built right into Android.?Additionally, the new keyboard will "anticipate and predict the next word" you intend on typing so that you can simply select suggested words without even needing to type.

Multi-user support on tablets
Sharing an Android tablet with a family member will be significantly less awkward thanks to multi-user support. Each user can have his or her own homescreen, background, widgets, apps and?games. Toggling between users is supposedly as easy as switching between apps.

Wireless Display
Android 4.2 has a Wireless Display feature, similar to Apple's AirPlay, which allows you to share movies, YouTube clips, and whatever else might be on your screen to an HDTV. You'll just need to attach a little adapter to any HDMI-enabled TV and you're set to mirror content.

Daydream
Daydream is described as something that allows your Android device to "display useful and delightful information when idle or docked." It sounds like a snazzy screensaver, basically.

Souped-up notifications
Swiping down on your Android device reveals the notification pane. And now you can instantly take an action directly from that spot. This means that if you spot a missed call, you'll also see a button allowing you to return it.

When do I get this?
No word as to when Android 4.2 will become available for various Android devices, but we do know that the new Nexus lineup, which ships on Nov. 13, will be pre-loaded with the latest version of Jelly Bean.

Want more tech news?or interesting?links? You'll get plenty of both if you keep up with Rosa Golijan, the writer of this post, by following her on?Twitter, subscribing to her?Facebook?posts,?or circling her?on?Google+.

Source: http://www.nbcnews.com/technology/gadgetbox/android-4-2-still-jelly-bean-sweeter-1B6743843

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