Insurance premiums seem to be on the rise for most people. The more claims that a company has to pay out the more they have to charge to keep from running out of money. Auto insurance is something that every driver must have. Unlike a renter?s policy that you can choose to have or not a car insurance policy has to be in the vehicle. The only thing that you can control with an auto policy is the cost, and there are several things that you can do to cut your car insurance costs.
Tips to Keep Your Auto Insurance Affordable
- Make sure to remove any coverage limits you no longer need. If you pay off your loan, make an effort to remove the gap coverage.
- Bundle your auto insurance with a home insurance policy for a multi-policy discount.
- If you have the ability to drive only one car for a period of time, you can save hundreds by insuring only the one car.
- Consider downsizing from a sports car to a minivan. Minivans have a low rating symbol and cost less to insure than a sports car.
- If you have young drivers in the house consider having them take a defensive driver course for a discount on the premium of your insurance bill.
- If you have two cars, ask for a multi-car discount to keep your bill low.
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Source: http://autoinsurancezip.com/blog/top-tips-to-cut-car-insurance-costs/
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